Money Copilot AI is a Model Context Protocol (MCP) server that lets your AI assistant — Claude, ChatGPT, or any MCP-compatible client — track expenses, manage budgets, and report on your finances through natural conversation. Each subscriber's data is isolated automatically; no bank account linking is required.
On this page
Connect your assistant
Claude
- In Claude, go to Settings → Connectors.
- Select Add custom connector (or find Money Copilot AI in the connector directory, once listed).
- Enter the server URL:
https://expense-tracker-mcp.mcpize.run/mcp - Approve the connection when Claude prompts you to sign in — this authenticates the assistant to your account without exposing your credentials to Claude.
- Start a new conversation and try one of the example prompts below.
ChatGPT
- In ChatGPT, open Settings → Connectors → Advanced and enable developer mode if prompted.
- Add a new connector using the same server URL:
https://expense-tracker-mcp.mcpize.run/mcp - Complete the sign-in prompt to link your account.
- Enable the connector for the conversation and start tracking.
Prefer a visual walkthrough? See the step-by-step guide on the home page.
What you can do
Once connected, just talk naturally — no forms, no menus. A few examples:
Tool reference
All tools operate only on your own authenticated account — the server never has access to another subscriber's data.
Expenses
| Tool | What it does |
|---|---|
add_expenseWrite | Record a single expense (amount, category, description, date, currency). |
add_expensesWrite | Record several expenses in one call — efficient for a receipt with many line items. |
list_expensesRead-only | List expenses, newest first, with category / date-range / free-text search filters. |
get_expense / get_recent_expenseRead-only | Fetch one expense by id, or resolve "my last expense" to a concrete record. |
update_expenseWrite | Update fields of an existing expense. |
delete_expenseDestructive | Delete a single expense by id. |
split_expenseWrite | Record one purchase split across two or more categories. |
import_expensesWrite | Bulk-import expenses from CSV, with duplicate-row skipping. |
export_expensesRead-only | Export expenses as CSV, JSON, or a portable PDF report. |
find_duplicate_expensesRead-only | Identify likely duplicate transactions. |
summarize_expensesRead-only | Aggregate totals grouped by category or month. |
Budgets & categories
| Tool | What it does |
|---|---|
set_budgetWrite | Create or update a monthly budget (overall or per-category). |
list_budgetsRead-only | List all budgets you've set. |
delete_budgetDestructive | Remove a budget (overall or per-category). |
get_budget_statusRead-only | Compare spending against your budgets, with over-budget flags. |
get_budget_alertsRead-only | Check configured threshold alerts and over-budget categories. |
set_alert_thresholdsWrite | Configure the 50/80/100%-style budget alert thresholds. |
set_budget_email_alertWrite | Opt into an email notification when a monthly budget is crossed. |
list_categoriesRead-only | List categories you've used, with counts and totals. |
manage_categoriesDestructive | List, create, update, or remove custom category limits and colors. |
manage_budget_templatesDestructive | Save, apply, list, or delete reusable budget templates. |
Income, cash flow & reports
| Tool | What it does |
|---|---|
add_incomeWrite | Record income for cash-flow and savings tracking. |
get_cash_flow_reportRead-only | Income, expenses, net cash flow, and savings rate for a month. |
get_spending_forecastRead-only | Forecast month-end spending from what you've spent so far. |
compare_monthsRead-only | Compare spending across recent months, with a trend chart. |
full_budget_reportRead-only | Complete monthly report: totals, category breakdown, and budget charts. |
set_recurring_expenseWrite | Track recurring rent, subscriptions, utilities, or loan payments. |
Account
| Tool | What it does |
|---|---|
get_dashboard_linkRead-only | Create a short-lived link to your private web dashboard. |
delete_accountDestructive | Permanently delete every expense, budget, and finance record on your account. Irreversible — see our Privacy Policy for what's retained briefly for security purposes. |
Data & formats
A few conventions your assistant (and the server) follow under the hood:
12.50 for $12.50. Never minor units (cents).YYYY-MM-DD. Omit it and today's date is used.YYYY-MM for monthly reports and budgets.USD, EUR, BDT. Defaults to your account's currency if omitted.Privacy & data
Your financial data is private to your authenticated account and is never used to train third-party AI models. Read the full Privacy Policy for what's collected, how it's used, and how to request deletion.
Troubleshooting
My assistant isn't finding the connector
Double-check the server URL is exactly https://expense-tracker-mcp.mcpize.run/mcp (including the trailing /mcp), and that the connector is enabled for your current conversation — some clients require enabling tools per-chat even after connecting once.
It says "authentication required" or asks me to sign in again
Your session may have expired. Re-run the connection step in your assistant's connector settings and approve the sign-in prompt again — this doesn't affect any of your existing data.
Can I use more than one currency?
Yes. Each expense, budget, and income entry stores its own currency; reports total per-currency rather than incorrectly combining amounts across currencies.
How do I permanently delete my data?
Ask your assistant to delete your account, or use the data-management option in your dashboard. This is irreversible — see the Privacy Policy for exactly what's removed.
Is my data shared with other users, or used to train AI models?
No. Your data is isolated to your authenticated account and is never sold or used to train third-party AI models — see the Privacy Policy for details.
Need help?
Something not working as expected? Visit Customer Support or email support@contact.copilotai.live.